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Financing / Leasing

No More Paper Work

Don’t waste your time by having them fill out a tedious paper application only to then fax it in and wait days for a decision.



Save Cash and Credit

get the equipment you need at a price you can afford

Conservation of Cash

Cash Flow is critical to the success of any business. Oftentimes, people are lulled into thinking that paying cash is a good way to acquire equipment because doing so avoids finance charges, interest expenses, and results in lower total cash outlay. In reality paying cash can be the most expensive way to solve the problem.

Conservation of Bank Lines

An available line of credit is an extremely valuable tool to address unforeseen emergencies, reducing those open lines by using them to finance equipment can be dangerous. Furthermore, bank terms, appetites, and flexibility on equipment transactions range from “less than optimum” to “downright difficult.

100% Tax Deductible

The IRS Tax Code allows a business to deduct the full purchase price for qualifying equipment purchased or financed during the tax year. As such, by leasing equipment and deducting the full purchase price you essentially get “free” usage of your equipment for over a year.

No Obsolescence

Many companies fear that the equipment they buy will wear out or their needs will change before they are able to depreciate it fully. A lease can be written for a term that corresponds to how the company feels the equipment can be used efficiently. At the end of the term the equipment may be returned and a new lease can be written for new equipment that best suits the customer’s needs.


Improve Cash Flow

build a cash reserve and keep credit lines free

Advantages of Leasing Lease Bank Loan Cash
Can I get approved now without extensive financing statements? Icon: check Icon: cross Icon: check(Full Payment Required)
Can I defer payments until the equipment is installed correctly? Icon: check Icon: cross Icon: cross
Can I avoid financial reporting? Icon: check No, Shows Debt on Balance Sheet Icon: check(Full Payment Required)
Can I have no cash outlay or down payment? Icon: check No, Banks Require a Downpayment Icon: cross
Can I match monthly payments to current cash flow requirements? Icon: check Icon: cross Icon: cross
Can I buy equipment quickly? Icon: check Icon: cross Icon: check(Full Payment Required)
Can I purchase used equipment? Icon: check Icon: cross Icon: check(Full Payment Required)
Do I have ownership options at the end of the term? Icon: check (Ownership Only) (Ownership Only)


Leasing made Easy

four simple steps with LeaseStation



9 Reasons to Lease

Article 179 – Section 179 of the IRS Tax Code allows a business to deduct the full price purchase price of qualifying equipment purchased or financed during the tax year. As such, by leasing equipment and deducting the full purchase price you essentially get “Free” usage of your equipment for over a year. Direct Tax Expensing – Companies that do not qualify or choose to employ the Article 179 Alternative, lease payments are written off as they are made. This eliminates the need for depreciation schedules and allows faster write off. This results in increased cash flow for your customers.
“100% Plus” Financing – LeaseStation leases can cover everything you need to make your equipment work for you. This includes software, installation, related leasehold improvements, training and even some supply items. This minimizes your initial costs and allows you earn profits from your new equipment faster. Proven Alternative – Leasing is a well accepted concept. Over 32% of all equipment acquired in the US is acquired under a lease contract. This makes leasing the single largest form of external corporate finance in the country. Over 80% of companies – from small start ups to “Fortune 500? giants – lease some or all of their equipment.
Simple and Easy – LeaseStation leases feature simplified documentation, easy one page applications, no financial statements in most cases, accelerated approval times and more. LeaseStation leases are designed to get you the equipment you need without delay. Financial Reporting Advantages – We can structure leases to meet FASB requirements for “off balance sheet” accounting treatment. Since the total committed lease payments now show as a footnote rather than as a liability the overall ratios are improved and there is less risk of lending covenant violations.
Variable Payments – Lease payments can be matched to project revenues, seasonal cash flow variations, budget limitations and other challenges. The need to divert cash or add to loan balances is removed. Our leases can be structured with no payments for up to six months, longer amortizations, PUTs, TRACs or other optional alternatives to lower payments even further. Avoiding Bank Restrictions – Leases do not include blanket liens, restrictive covenants, rate escalator clauses, “call anytime” provisions, compensating balance requirements (a five year 6% loan with a 20% compensating balance requirement actually yields about 15.7%) or any of those other nasty little surprises that tend to be a part of traditional lending arrangements.
Protecting Bank Lines – Banks are great for short term needs and you should use them in that way. An available line of credit is an extremely valuable tool to address unforeseen emergencies. Therefore reducing those open lines by using them to finance equipment can be dangerous. Furthermore, bank terms, appetites and flexibility on equipment transactions range from “less than optimum” to “downright difficult”. Let your bank do what it does best.


For more information, please contact LEASEstation at 1-800-770-8107

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